Pre-Foreclosure Counseling
Our certified counselors are trained to assist a homeowner who may be facing a hardship and having difficulty paying their mortgage payment. We educate homeowners of the foreclosure process and what options may be available to you. We provide extensive counseling to help resolve mortgage delinquency, modify your loan, or assist with transitioning to alternate housing. There is no charge for pre-foreclosure counseling.
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Pre-Purchase Counseling / Education
Genesis Housing Services provides individual counseling and education classes for those who are considering buying or those already in the home buying process. We will provide you with information and teach you the skills needed to make an affordable and smart purchase. Once you purchase a home, counselors are available for continued counseling services with issues such as refinancing and financial management.
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Post Purchase Counseling
If you have questions about your current mortgage, refinancing, or obtaining another loan, we can sit with you to determine what is the best option for you. These appointments can be made throughout the week.
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Credit Counseling
If you have questions about credit score, credit reporting or if you believe you have been hurt by inaccurate reporting, we will meet with you and review your credit report, develop an action plan, and assist you with ensuring your credit is reporting accurately.
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